The BISP Kafaalat Program Phase 3 has officially started on May 26, 2025, bringing relief to thousands of low-income women across Pakistan. If you are a widow, divorced, disabled, or running a household alone, you could be eligible to receive Rs. 13,500 under this vital government assistance program.
In this complete guide, we explain how to check your CNIC status, register for Phase 3, and receive your BISP payment safely—without any agents or extra charges.
🔍 What Is BISP Kafaalat Phase 3?
The Benazir Income Support Programme (BISP) Kafaalat Phase 3 is the latest phase of quarterly cash disbursement for deserving women in Pakistan. It helps families facing poverty, unemployment, and rising inflation. This round includes new districts and prioritizes vulnerable women.
✅ Key Details at a Glance:
| Feature | Details |
|---|---|
| Program | BISP Kafaalat Phase 3 |
| Start Date | May 26, 2025 |
| Payment Amount | Rs. 13,500 (quarterly) |
| Target Groups | Widows, divorced, disabled women, jobless-household women |
| Eligibility Based On | Updated NSER survey + valid CNIC |
| Check Status | Send CNIC to 8171 or visit 8171.bisp.gov.pk |
| Payment Collection | HBL/Alfalah ATMs, JazzCash/EasyPaisa, Bank counters, BISP camps |
🆕 What’s New in Phase 3 – July 2025 Update
Here are the major updates for the July 2025 BISP Kafaalat Phase 3 payment:
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✔️ More Districts Covered: Areas previously left out are now included.
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✔️ Rs. 13,500 Payment: For all eligible women through secure banking channels.
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✔️ Biometric Verification: Mandatory to prevent fraud.
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✔️ Mobile Wallets Added: JazzCash, EasyPaisa, and HBL Konnect now available.
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✔️ Free Registration: No agent fees or hidden charges.
💡 Reminder: If your NSER survey was done before 2022, you must update it to continue receiving payments.
✅ Who Is Eligible for BISP Kafaalat Phase 3?
Women from poor households across Punjab, Sindh, KP, Balochistan, AJK, and Gilgit-Baltistan can qualify, especially if they meet these conditions:
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Widowed, divorced, or disabled
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Female head of household
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Husband is unemployed
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Household income is below Rs. 50,000
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No land, vehicle, or business in your name
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No government job holders in the family
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NSER score under 32
📲 How to Check BISP Kafaalat Eligibility – CNIC Online & SMS Method
Before visiting the bank or collection center, check your CNIC eligibility through these simple steps:
🔹 Method 1: SMS CNIC Check (No Internet)
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Open your mobile SMS app
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Type your 13-digit CNIC number (no dashes)
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Send to 8171
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Wait for a confirmation message
🔹 Method 2: 8171 Web Portal (Online Check)
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Visit: https://8171.bisp.gov.pk
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Enter your CNIC number and captcha code
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View your eligibility and payment status
📝 How to Register or Update NSER for BISP Phase 3
If you are not receiving payments or have updated household information, follow these steps to register or update your data:
🔸 Documents Needed:
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Original CNIC
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Children’s B-Forms (if applicable)
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Utility bill (electricity, gas, etc.)
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Mobile number registered to your CNIC
🔸 Registration Process:
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Visit your nearest BISP Tehsil Office
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Complete the NSER survey update
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Provide biometric thumb verification
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Submit your documents to the BISP representative
After verification, you will receive an SMS confirmation with instructions on how and when to collect your stipend.
⚠️ Important: Never pay any agent or third party. All BISP services are 100% free.
💵 How to Collect Your Rs. 13,500 BISP Payment
After receiving the eligibility message, you can collect your cash safely using the following methods:
| Method | How to Collect |
|---|---|
| HBL/Bank Alfalah ATM | Insert card, verify with thumb, withdraw cash |
| Bank Counter | Visit with CNIC and BISP card |
| JazzCash/EasyPaisa Agent | Provide CNIC and SMS, verify biometrics |
| BISP Campsites | Set up in remote areas for women without access to banks or ATMs |
🔐 Security Tip: Always take your original CNIC, and do not share your BISP token or SMS with anyone.
📋 Common Problems & Solutions
| Problem | Solution |
|---|---|
| NSER not updated | Visit BISP office for update |
| No message from 8171 | Resend CNIC or check portal |
| Fingerprint mismatch | Try again with clean fingers or go to BISP office |
| CNIC expired | Renew CNIC from NADRA first |
📢 Additional Benefits Under BISP
If you’re eligible for BISP Kafaalat, you may also qualify for:
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🧒 Benazir Taleemi Wazaif – Education stipend for your children
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👶 Nashonuma Program – Nutrition support for pregnant women and children under 2
Visit your local BISP office to register for these extra programs.
📞 BISP Helpline & Contact
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Toll-Free Number: 0800-26477
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Website: https://8171.bisp.gov.pk
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Complaint Portal: Lodge complaints about fraud, agent cuts, or payment issues
🧾 Summary: Quick Guide to BISP Kafaalat Phase 3 (July 2025)
| Item | Details |
|---|---|
| 📅 Start Date | May 26, 2025 |
| 💸 Payment Amount | Rs. 13,500 quarterly |
| 📍 Coverage | Punjab, Sindh, KP, Balochistan, GB, AJK |
| 🧾 Check Eligibility | SMS CNIC to 8171 or visit 8171 portal |
| 🏦 Payment Methods | ATMs, bank counters, mobile wallets, BISP camps |
| 🚫 Fee | All services are free—no agent fees |
🌐 Final Thoughts
The BISP Kafaalat Phase 3 July 2025 installment is a lifeline for many women across Pakistan. Whether you’re already enrolled or applying for the first time, check your CNIC now, update your NSER details if needed, and collect your Rs. 13,500 safely. This is your right—not a favor—and every eligible woman deserves this financial support.
Stay alert, use only official BISP channels, and never pay bribes or commissions to anyone.
🙋 FAQs – BISP Kafaalat Phase 3
Q1. When did BISP Phase 3 begin?
🗓️ It began on May 26, 2025, and covers new districts.
Q2. How do I check my BISP CNIC eligibility?
📱 Send your CNIC to 8171 via SMS or check 8171.bisp.gov.pk.
Q3. What is required for registration?
📋 Original CNIC, children’s B-Forms, utility bill, and biometric verification.
Q4. Where can I collect the Rs. 13,500 payment?
🏦 HBL or Bank Alfalah ATMs, JazzCash/EasyPaisa agents, or BISP official campsites.
Q5. Is the BISP registration free?
✅ Yes, completely free. Report anyone asking for money to 0800-26477.